Our broadest level of car cover providing a great range of benefits.

Comprehensive Car Insurance

This is the total package that covers damage to your car as well as damage it causes to other people’s vehicles and property.  Comprehensive cover provides protection against a wide range of events as well as offering some great optional covers to enhance your policy.

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Car Hire After Theft

Free car hire for up to 14 days, with your comprehensive cover.

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Dedicated Claims Advisors

Need to claim? It’s as easy as calling us on 0800 00 9684. We'll handle your claim with speed, efficiency compassion.

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Roadside Assistance

Emergency roadside assistance included with comprehensive cover.

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Flexible Excess

Choose your own excess to suit your back pocket.

We've got you covered

Our comprehensive car insurance offers cover against a wide range of insured events so you can relax knowing you’re in safe hands.

Policy Wording  Compare Car Insurance

Comprehensive policies include cover for accidental damage caused to the car.

Cover for damage to the car that is caused intentionally is included under Comprehensive cover. 

Comprehensive policies include cover for accidental damage to the car caused by a storm or flood.

Cover for your car for damage caused by fire is included as standard.

Cover against loss or damage caused by theft or attempted theft is included.

Damage to the car caused by earthquake is automatically included.

If you’re involved in an insured event as a result of which your car isn’t safe to drive and you’re more than 100km from home, we’ll pay up to $1000 for your emergency accommodation, transport or repairs.

We’ve got you covered to the tune of up to $20 million for your legal liability if your car causes damage to someone else’s property.

Cover includes the reasonable cost of towing and storage of the car to a suitable place for safekeeping nearest to the incident location after an insured event.

If you have Comprehensive or Third Party Fire and Theft cover, we’ll replace the following items that are on or in the car should they be damaged as a result if an insured event:

  • Baby seat/s
  • Personalised plates
  • Towbar
  • Window tinting

We’ve got your car covered and we’ll look after the contents inside it too up to $150 per item and $750 per claim.

We will cover your replacement car, when you trade in your current car, for up to 14 days after the purchase, if your replacement car is purchased for less than $100,000.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while the car is being transported by sea between ports within New Zealand.

We will pay for the reasonable cost of a hire car for 14 days following a theft to ensure you can stay on the road.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

Looking for even more?

We offer some great optional covers that you can choose to add even more protection and tailor make your policy to suit you.

Choosing this optional cover means that no matter which insured event takes your car off the road we’ll provide you with a hire car for up to 14 days.

If your business items are stolen from a locked boot or lockable compartment, or damaged as a result of an insured event, we’ve got you covered. We’ll replace each item up to $200, with a maximum amount of $1000 per claim.

If you select this optional cover, your unbraked trailer will be covered for up to $2500 if it’s damaged accidently or intentionally or as a result of Storm, Flood, Theft and Earthquake. 

This optional cover means that we will pay the finance company the outstanding balance between the amount you owe and the insured value, less the applicable excess and up to a maximum of 25% of the Market or Agreed value. 

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Got a question? You’ll probably find the answer here. Browse our frequently asked questions.

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We're there for you when you need us most. Learn more about our claims process.

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Roadside Assistance

Emergency assistance when you need it - 24 hours a day, 7 days a week, 365 days a year.