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Car Hire After Theft

Car hire after theft for up to 14 days, included as standard with your comprehensive cover

Dedicated Claims Team

If you need to make a claim, our claims specialists will take care of you, each step of the way

Roadside Assistance

Emergency roadside assistance included with comprehensive cover

Flexible Excess

Choose your own excess to suit your back pocket

You know better than to settle.

Our comprehensive car insurance is designed to tick all your boxes, and more.

The real deal.

You know better than to settle, right? You know exactly what you're looking for. Reliability. Protection. Security. All the things you need and the nice to haves. Our comprehensive cover is the full package covering you for theft, fire, accidents, storms, floods and even earthquakes. It'll tick all your boxes and then some - with added features like 24/7 roadside assistance included as standard.

It's what you choose when you choose not to settle.

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What’s included?

We know anything can happen out there, so we’ve tried to think of it all. Our top level of cover provides protection for accidental damage and comes with some extra benefits, like 24/7 Roadside Assistance.

Comprehensive policies include cover for accidental damage caused to the car.

Cover for damage to the car that is caused intentionally is included under Comprehensive cover. 

Comprehensive policies include cover for accidental damage to the car caused by a storm or flood.

Cover for your car for damage caused by fire is included as standard.

Cover against loss or damage caused by theft or attempted theft is included.

Damage to the car caused by earthquake is automatically included.

If you’re involved in an insured event as a result of which your car isn’t safe to drive and you’re more than 100km from home, we’ll pay up to $1000 for your emergency accommodation, transport or repairs.

We’ve got you covered to the tune of $20 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

Cover includes the reasonable cost of towing and storage of the car to a suitable place for safekeeping nearest to the incident location after an insured event.

If you have Comprehensive or Third Party Fire and Theft cover, we’ll replace the following items that are on or in the car should they be damaged as a result if an insured event:

  • Baby seat/s
  • Personalised plates
  • Towbar
  • Window tinting

We’ve got your car covered and we’ll look after the contents inside it too up to $150 per item and $750 per claim.

We will cover your replacement car, when you trade in your current car, for up to 14 days after the purchase, if your replacement car is purchased for less than $100,000.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while the car is being transported by sea between ports within New Zealand.

If you have comprehensive or third party fire and theft policy, we’ll pay for the reasonable cost of a hire car for up to 14 days following a theft or attempted theft which renders the car unable to be driven.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What's optional?

We don’t expect our standard policy to suit everyone, which is why we offer optional extras like hire car and gap cover, so you can tailor your policy until it's just right.

Choosing this optional cover means that no matter which insured event takes your car off the road we’ll provide you with a hire car for up to 14 days.

If your business items are stolen from a locked boot or lockable compartment, or damaged as a result of an insured event, we’ve got you covered. We’ll replace each item up to $200, with a maximum amount of $1000 per claim.

If you select this optional cover, your unbraked trailer will be covered for up to $2500 if it’s damaged accidently or intentionally or as a result of Storm, Flood, Theft and Earthquake. 


No such thing as a silly question. Browse our FAQs or ask us anything here


Stuff happens. We've got a dedicated claims team to take care of you if it does

Roadside Assistance

Included as standard with comprehensive policies