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No car modifications.

Towing Costs

We'll cover the costs of towing & storing your car for safekeeping

Legal Liability

Up to $20,000,000 cover for your legal liability if your car causes damage to someone else’s property

Contents Cover

Up to $750 contents cover per claim, for the stuff inside your car

The sweet spot.

Not too much. Not too little. Our third party fire & theft insurance may just hit the spot.

Just right!

Not too fussed about covering damage to your own car? Then this could be the sweet spot for you.

Our Third Party Fire & Theft insurance covers you for damages that your car causes, and damaged caused to your car by fire, theft or earthquake. It also includes emergency accommodation, transport and repairs, and up to $750 cover for the contents in your car if your claim is accepted.

It's the way to go if our comprehensive option doesn't fit your budget, but you want a little more cover than standard. And if that's still not quite enough, you can add some of our optional extras until your policy feels just right.

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What’s included?

This policy covers you against a range of insured events, and comes with some extra benefits too, like up to $750 for the contents in your car where a claim is accepted.

We’ve got you covered to the tune of $20 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

We will cover your replacement car, when you trade in your current car, for up to 14 days after the purchase, if your replacement car is purchased for less than $100,000.

Cover for your car for damage caused by fire is included as standard.

Cover against loss or damage caused by theft or attempted theft is included.

Damage to the car caused by earthquake is automatically included.

If you’re involved in an insured event as a result of which your car isn’t safe to drive and you’re more than 100km from home, we’ll pay up to $1000 for your emergency accommodation, transport or repairs.

Cover includes the reasonable cost of towing and storage of the car to a suitable place for safekeeping nearest to the incident location after an insured event.

We’ve got your car covered and we’ll look after the contents inside it too up to $150 per item and $750 per claim.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What’s optional?

We don’t expect our standard policy to suit everyone, which is why we offer optional extras so you can choose just the right amount of cover for your car.

Choosing this optional cover means that no matter which insured event takes your car off the road we’ll provide you with a hire car for up to 14 days.

If you select this optional cover, your unbraked trailer will be covered for up to $2500 if it’s damaged accidently or intentionally or as a result of Storm, Flood, Theft and Earthquake. 

If your business items are stolen from a locked boot or lockable compartment, or damaged as a result of an insured event, we’ve got you covered. We’ll replace each item up to $200, with a maximum amount of $1000 per claim.

Cover for your contents inside your campervan or motorhome if they are lost or damaged as a result of an insured event.


Stuff happens. We've got a dedicated claims team to take care of you if it does

Roadside assistance

Roadside assistance included as standard with our comprehensive policies

Ask us anything

No such thing as a silly question. Browse our FAQs or ask us anything here


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