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Legal Liability

You’re covered up to the tune of up to $20 million if your car causes damages to someone else’s property

Replacement Car

We'll cover your replacement car, when you trade in your current car, for up to 14 days after the purchase

Counselling Services

Up to $1,500 per household member to cover the cost of counselling sessions after a claim

A little goes a long way.

Good things come in small packages, like our third party property only cover.

Stripped back.

Some things you just don’t want to be without, like basic protection if you accidentally hit someone else's car. Our third party fire & theft insurance is stripped back and built to protect you if your car causes damage to someone else's property -  to the tune of up to $20 million in legal liability.

No bells. No whistles. Just good old fashioned cover. Hopefully you won't ever need to call on it, but it's there if you do.

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What's included?

You’re covered up to the tune of up to $20 million if your car causes damages to someone else’s property - plus a little more.

We’ve got you covered to the tune of $20 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

We will cover your replacement car, when you trade in your current car, for up to 14 days after the purchase, if your replacement car is purchased for less than $100,000.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while the car is being transported by sea between ports within New Zealand.

We've got you covered up to $5000 for accidental damage to your car caused by an unisured third party.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What's Optional?

We don’t expect our standard policy to suit everyone, which is why we offer these optional extras.

If you select this optional cover, your unbraked trailer will be covered for up to $2500 if it’s damaged accidently or intentionally or as a result of Storm, Flood, Theft and Earthquake. 

If your business items are stolen from a locked boot or lockable compartment, or damaged as a result of an insured event, we’ve got you covered. We’ll replace each item up to $200, with a maximum amount of $1000 per claim.

Roadside assistance

Roadside assistance included as standard with our comprehensive policies

Ask us anything

No such thing as a silly question. Browse our FAQs or ask us anything here

Claiming

Stuff happens. We've got a dedicated claims advisor to take care of you if it does