Car Third Party Property Only

Cover for when your car causes damage.


Basic Cover, exceptional service

We know you try your best to stay safe on the roads, but sometimes things happen. Our third party property only insurance covers you for damage to someone else’s property that your car causes. It also provides up to $5,000 for damage to your car caused by a third party driver. It may sound basic, but the service is anything but.

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What's included?

You’re covered up to the tune of up to $20 million if your car causes damages to someone else’s property - plus a little more.

We’ve got you covered to the tune of $20 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

We will cover your replacement car, when you trade in your current car, for up to 14 days after the purchase, if your replacement car is purchased for less than $100,000.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while the car is being transported by sea between ports within New Zealand.

We've got you covered up to $5000 for accidental damage to your car caused by an unisured third party.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What's Optional?

We don’t expect our standard policy to suit everyone, which is why we offer these optional extras.

If you select this optional cover, your unbraked trailer will be covered for up to $2500 if it’s damaged accidently or intentionally or as a result of Storm, Flood, Theft and Earthquake. 

If your business items are stolen from a locked boot or lockable compartment, or damaged as a result of an insured event, we’ve got you covered. We’ll replace each item up to $200, with a maximum amount of $1000 per claim.

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Right There With You

We all hit a bump in the road now & again. Our Roadside Assistance crew are here to help when you do

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Ask Us Anything

We love questions, because if something is important to you, then it’s important to us that we get it right. Browse our FAQs or ask us anything here

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We'll Take Care of You

As many good days as there are, we all have some not-so-good days, too. Our claims team is dedicated to taking care of you, every step of the way