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Caravan less than 10 years old.

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No adventure too big or small.

No matter the size of your adventure, or where you go or don't go, our comprehensive caravan & trailer insurance has you covered.

Travel buddy.

This is the travel buddy you won't want to leave behind. No matter what you're exploring, where you're headed or what you're using your caravan or trailer for, take our comprehensive cover along for the ride. You're covered for unexpected things like fire, theft, storm, flood, and collisions - whether it’s your fault or not.

And if your adventure doesn't quite work out the way you planned due to an insured event, we'll cover you for emergency accommodation, transport, repairs and towing costs, and up to $1,000 for any caravan park cancellation or re-booking fees.

Policy Wording 

What’s included?

We know anything can happen out there, so we’ve tried to think of it all. Our standard policy covers you against a wide range of insured events.

Comprehensive policies include cover for accidental damage caused to the insured property.

Cover for damage that is caused intentionally is included under Comprehensive cover.

Cover for accidental damage to the caravan or trailer caused by a storm or flood is included as standard.

We cover your caravan or trailer for damage caused by fire.

Cover for damage caused by theft or attempted theft is automatically included.

Cover for damage to the caravan or trailer caused by earthquake.

If you’re involved in an insured event as a result of which you can no longer safely use your caravan or trailer and you’re more than 100km from home, we’ll pay up to $1,000 for your emergency accommodation, transport or repairs.

We’ve got you covered to the tune of $20 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

Cover includes the reasonable cost of towing and storage of the caravan or trailer to a suitable place for safekeeping nearest to the incident location after an insured event.

Under Comprehensive or Third Party Fire & Theft, if the keys to your caravan or trailer are stolen, we’ll cover the cost of replacing the keys and recoding the locks up to $1000.

It’s not just your caravan or trailer we’ve got covered; we’ll look after your contents inside it too. Comprehensive policies cover up to $750 in total, up to $150 per item. You also have the option to upgrade this cover to up to $1,000 per item.

If your caravan or trailer is lost or damaged due to an insured event we’ll cover up to $1,000 for any caravan park cancellation or re-booking fees you incur.

If your travels take you from Cape Regina to The Bluff (South Island) within 30 consecutive days we’ll reward you with a traveller’s bonus of $200.

If your solar panels, TV antenna or dish are damaged at the same time as the caravan or trailer we’ll pay for their replacement.

We’ll cover the costs for accidental death and vet fees up to $5,000 if you’re transporting animals in the trailer and they are injured or die as a direct result of loss or damage to the trailer.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while the car is being transported by sea between ports within New Zealand.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What’s optional?

Trailers and caravans come in all shapes and sizes so it makes sense that insurance should too. That’s why we’ve got some great optional covers you can select from to make sure your policy works for you.

You can choose to protect your annex from loss or damage caused by an insured event by adding this optional cover to your policy.

Comprehensive policies can be enhanced by opting to cover the costs of repairing and replacing burnt out electric motors up to $1,000.

If you carry and store business items in your caravan or trailer then this optional cover is a must for you. No tools = no work.

Upgrade your cover for contents inside your caravan to a maximum of $1,000 per item.

Claiming

Stuff happens. We've got a dedicated claims advisor to take care of you if it does

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