Complete cover for your Caravan or Trailer

Comprehensive Caravan & Trailer Insurance

This is the total package when it comes to protecting your caravan or trailer. It covers damage to your caravan or trailer as well as damage they cause to someone else’s property.  Comprehensive cover provides protection against a wide range of insured events as well as offering some great optional covers to choose from to tailor the cover to suit you.

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We've got you covered

This is the broadest level of cover for your caravan or trailer. It comes with lots of features and benefits as standard so you can relax knowing we've got you covered.

Policy Wording 

Comprehensive policies include cover for accidental damage caused to the insured property.

Cover for damage that is caused intentionally is included under Comprehensive cover.

Cover for accidental damage to the caravan or trailer caused by a storm or flood is included as standard.

We cover your caravan or trailer for damage caused by fire.

Cover for damage caused by theft or attempted theft is automatically included.

Cover for damage to the caravan or trailer caused by earthquake.

If you’re involved in an insured event as a result of which you can no longer safely use your caravan or trailer and you’re more than 100km from home, we’ll pay up to $1,000 for your emergency accommodation, transport or repairs.

We’ve got you covered to the tune of up to $20 million for your legal liability if your caravan or trailer causes damage to someone else’s property.

Cover includes the reasonable cost of towing and storage of the caravan or trailer to a suitable place for safekeeping nearest to the incident location after an insured event.

Under Comprehensive or Third Party Fire & Theft, if the keys to your caravan or trailer are stolen, we’ll cover the cost of replacing the keys and recoding the locks up to $1000.

It’s not just your caravan or trailer we’ve got covered; we’ll look after your contents inside it too. Comprehensive policies cover up to $750 in total, up to $150 per item. You also have the option to upgrade this cover to up to $1,000 per item.

If your caravan or trailer is lost or damaged due to an insured event we’ll cover up to $1,000 for any caravan park cancellation or re-booking fees you incur.

If your travels take you from Cape Regina to The Bluff (South Island) within 30 consecutive days we’ll reward you with a traveller’s bonus of $200.

If your solar panels, TV antenna or dish are damaged at the same time as the caravan or trailer we’ll pay for their replacement.

We’ll cover the costs for accidental death and vet fees up to $5,000 if you’re transporting animals in the trailer and they are injured or die as a direct result of loss or damage to the trailer.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while the car is being transported by sea between ports within New Zealand.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

Cover to suit you

Trailers and caravans come in all shapes and sizes so it makes sense that insurance should too. That’s why we’ve got great optional covers you can select from to make sure your policy works for you.

You can choose to protect your annex from loss or damage caused by an insured event by adding this optional cover to your policy.

Comprehensive policies can be enhanced by opting to cover the costs of repairing and replacing burnt out electric motors up to $1,000.

If you carry and store business items in your caravan or trailer then this optional cover is a must for you. No tools = no work.

Upgrade your cover for contents inside your caravan to a maximum of $1,000 per item.