Caravan Third Party Property Only

Cover for when your caravan causes damage.


Basic cover, exceptional service

We know you try your best to stay safe out there, but sometimes things happen. Our third party property only insurance covers you for damage to someone else’s property that your caravan causes. It may sound basic, but our service is anything but.

Policy Wording 

What’s included?

Our standard policy covers you to the tune of up to $20 million if your caravan or trailer causes damages to someone else’s property, and comes with a few more features, too.

We’ve got you covered to the tune of $20 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

If your travels take you from Cape Regina to The Bluff (South Island) within 30 consecutive days we’ll reward you with a traveller’s bonus of $200.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while the car is being transported by sea between ports within New Zealand.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What’s optional

We don’t expect our standard policy to suit everyone, which is why we offer this optional extra.

If you carry and store business items in your caravan or trailer then this optional cover is a must for you. No tools = no work.

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We'll Take Care of You

As many good days as there are, we all have some not-so-good days, too. Our claims team is dedicated to taking care of you, every step of the way

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Ask Us Anything

We love questions, because if something is important to you, then it’s important to us that we get it right. Browse our FAQs or ask us anything here