Protect the roof over your head

You never know what’s going to happen or when so it’s great to know you’re in safe hands when it comes to protecting your building.  Our Building policy is packed with lots of extra features.


Product Features

Our Building cover protects your home against fire, theft and a range of weather events - plus lots more.

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Cover for loss or damage to your building caused by theft, attempted theft or burglary. 

Protection for damage or loss to your building caused by accidental fire.

Cover for loss or damage to the building caused by earthquake.

Cover for loss or damage caused by accidental explosion.

We’ll cover your building against loss or damage caused by storm, including lightning, wind, hail and snow.

Flood cover is included as standard with your Building policy.

Cover for loss or damage caused by escaping water.

You’re covered if your building is damaged due to impact.

Loss or damage to the property that is caused intentionally by anyone not living at the premises is automatically covered.

We’ve got you covered to the tune of $20 million for your legal liability to pay damages  due to a claim for an accident that results in death, bodily injury or damage to someone else’s property.

Cover for the reasonable cost of emergency repairs to make the building safe and secure and prevent further loss or damage.

Up to 20% of the building sum insured to pay any associated clean up and professional costs.

If you can’t live at your home due to an insured event we’ll pay the costs for your temporary accommodation for up to 12 months.  We’ll also provide you with temporary accommodation for up to 30 days if you are forced to evacuate your home in an emergency.

Up to $5,000 to modify your home if you or a member of your household is impaired by permanent quadriplegia or paraplegia as a result of an insured event.

We’ll pay $5,000 to you or your estate towards funeral expenses if you or a household member dies as a result of an insured event.

This covers the cost of replacing your broken glass or ceramics up to a value of 10% of the amount your building is insured for.

We’ll pay up to $500 for replacement keys and locks if the keys to your home are stolen.

We’ll pay for the reasonable cost of repairing or replacing burnt out electric motors caused by mechanical, electrical or electronic failure.

Loss or damage caused by riot or civil commotion is covered as standard.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

Want even more cover?

We can help with that too. Choose from our great optional covers to make sure your policy works for you.

Cover for your Building for up to $5000 against damage caused accidentally.