Contents Insurance - protection for the things that make your house a home

You can rest easy knowing that your belongings are covered against loss or damage caused by a wide range of insured events.

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We've got you covered

You never know what’s going to happen or when. That's why our contents cover comes packed with lots of features as standard.

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Cover for loss or damage to your contents caused by theft, attempted theft or burglary. 

We’ll cover your building and contents against damage caused by accidental fire. We’ll also cover your contents for soot and smoke damage caused by bushfire.

Cover for loss or damage to your contents caused by earthquake.

Cover for loss or damage caused by accidental explosion.

We’ll cover your contents against loss or damage caused by storm, including lightning, wind, hail and snow.

Flood cover is included as standard with your contents policy.

Cover for loss or damage caused by escaping water.

You’re covered if your contents are lost or damaged due to impact.

Loss or damage to your contents that is caused intentionally by any one not living at the premises is automatically covered.

We’ve got you covered to the tune of $20 million for your legal liability to pay damages  due to a claim for an accident that results in death, bodily injury or damage to someone else’s property.

Where the premises is a Unit Title or Company Share building we’ll pay the costs for your temporary accommodation for up to 12 months if you can’t live at your home due to an insured event. We’ll also provide you with temporary accommodation for up to 30 days if you are forced to evacuate your home in an emergency.

We’ll pay $5,000 to you or your estate towards funeral expenses if you or a household member dies as a result of an insured event.

This covers the cost of replacing your broken glass or ceramics up to a value of 10% of the amount your contents are insured for.

Up to $2,500 for loss or damage to contents kept outside on your property.

Up to $500 to replace perishable food or medicines that are lost or damaged as the result of an insured event.

We’ll pay up to $500 for replacement keys and locks if the keys to your home are stolen.

We’ll cover your contents if they are lost or damaged due to a motor accident or fire whilst they are in the truck of a professional removalist.

We’ll pay for the reasonable cost of repairing or replacing burnt out electric motors caused by mechanical, electrical or electronic failure.

If you’re moving home we’ll automatically cover your contents at your new address for up to 14 days.

Hit a hole-in-one or bowl a full house at an official club competition or break an officially recognised international sporting award and we’ll give you $200.

If you, or a member of your immediate family, are lucky enough to give birth to twins (or more!) we’ll give you $100 per baby.

If you’re renting and your landlord’s fitted carpets, fixtures or fittings are lost or damaged due to an insured event we’ll cover the cost to repair or replace them so you don’t have to.

Loss or damage caused by riot or civil commotion is covered as standard.

Protect up to $20,000 worth of contents in storage against loss or damage caused by fire, earthquake, explosion, riot, storm, impact and intentional damage.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

Wait, there's more

Choose from a range of optional covers to add more protection for the things that matter to you.

Cover for your Contents for up to $5,000 against damage caused accidentally.

Protect your livelihood with up to $5,000 cover for your business items if they are lost or damaged as the result of an insured event.

Up to $1,000 towards vet fees if your cat or dog is injured due to an accident.                      

Protects those items you take away from the home against loss or damage, as well as offering cover for loss inside your home too.

Cover for loss or damage to your mobile phone at and away from home.

Cover for you fixtures and fittings if you upgrade or renovate them and your home is part Unit Title or Company Share building.

Make sure your jewellery is covered against loss or damage as a result of an insured event by adding this optional cover to your policy.