Landlord insurance that safeguards you.

Your investment is unique. Your premium should be too.

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all about you

We know your property isn’t just an investment, it’s your pride and joy. That’s why our landlord insurance doesn’t just protect your property. It protects you. Full of features like loss of rent, cover for your furnishings and counselling services if you’re involved in an insured event, this is the total package for looking after your investment, and you.

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What's Included?

Our landlord insurance covers against fire, theft and a range of weather events, to name a few.

If your building is not safe for your tenants to live in after an insured event we will cover your loss of rent for up to 12 months.

Cover for any furniture and furnishings up to $10,000 that you provide for the tenant, including white goods, if they suffer loss or damage as a result of an insured event.

Cover for loss or damage to your building caused by theft, attempted theft or burglary. 

Protection for damage or loss to your building caused by accidental fire.

Cover for loss or damage to the building caused by earthquake.

Cover for loss or damage caused by accidental explosion.

We’ll cover your building against loss or damage caused by storm, including lightning, wind, hail and snow.

Flood cover is included as standard with your policy.

Loss or damage caused by riot or civil commotion is covered as standard.

You're covered automatically for loss or damage caused by escaping water.

You’re covered if your building is damaged due to impact.

Loss or damage to the property that is caused intentionally by anyone not living at the premises is automatically covered.

We’ve got you covered to the tune of $20 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

Cover for the reasonable cost of emergency repairs to make the building safe and secure and prevent further loss or damage.

Up to 20% of the building sum insured to pay any associated clean up and professional costs.

This covers the cost of replacing your broken glass or ceramics up to a value of 10% of the amount your building is insured for.

We’ll pay up to $500 for replacement keys and locks if the keys to your home are stolen.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What's optional?

In case you need just a little bit more...

Protect your investment against damage caused by your tenants or loss of rental income if they default.

Want to learn more? Check out the Policy Wording for full cover details.

 

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We'll Take Care of You

As many good days as there are, we all have some not-so-good days, too. Our claims team is dedicated to taking care of you, every step of the way

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Ask Us Anything

We love questions, because if something is important to you, then it’s important to us that we get it right. Browse our FAQs or ask us anything here

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