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Back to basics.

Cover for when your motorcycle causes damage.


Things happen, even when you do your best to stay safe out there. Our third party property only insurance covers you for damage your motorcycle causes to someone else’s property. It also provides up to $5,000 for damage to your motorcycle caused by an uninsured driver. 

Policy Wording 

What’s included?

Our standard policy covers you to the tune of up to $20 million if your motorcycle causes damages to someone else’s property, and comes with a few more features, too.

We’ve got you covered to the tune of $20 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

We will cover your replacement motorcycle, when you trade in your current one, for up to 14 days after the purchase.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while your motorcycle is being transported by sea between ports within New Zealand.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What’s optional?

We don’t expect our standard policy to suit everyone, which is why we offer the following optional extra.

This optional cover provides up to $5,000 of cover for your registered motorcycle trailer.

Roadside assistance

Roadside assistance included as standard with our comprehensive policies

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