Motorcycle Third Party Property Only

Cover for when your motorcycle causes damage.


Basic cover, exceptional service

We know you try your best to stay safe on the roads, but sometimes things happen. Our Third Party Property nly insurance covers you for damage to someone else’s property that your motorcycle causes. It may sound basic, but our service is anything but.

Policy Wording 

What’s included?

Our standard policy covers you to the tune of up to $20 million if your motorcycle causes damages to someone else’s property, and comes with a few more features, too.

We’ve got you covered to the tune of $20 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

We will cover your replacement motorcycle, when you trade in your current one, for up to 14 days after the purchase.

We’ll cover you for up to $10,000 for your legal liability under Maritime Law while your motorcycle is being transported by sea between ports within New Zealand.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What’s optional?

We don’t expect our standard policy to suit everyone, which is why we offer the following optional extra.

This optional cover provides up to $5,000 of cover for your registered motorcycle trailer.

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Right There With You

We all hit a bump in the road now & again. Our Roadside Assistance crew are here to help when you do

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Ask Us Anything

We love questions, because if something is important to you, then it’s important to us that we get it right. Browse our FAQs or ask us anything here