Get peace of mind with our Third Party Fire and Theft Cover
Looking to protect yourself from footing the bill for damages your watercraft causes - plus more? Then Third Party Fire & Theft cover could be for you. It's designed to suit your needs & budget if comprehensive cover isn’t for you.START A QUOTE
Your watercraft is automatically covered for damage caused by fire.
We cover your watercraft for damage caused by theft or attempted theft.
Cover includes cover for damage to the watercraft caused by earthquake.
If you’re involved in an insured event as a result of which your watercraft isn’t safe to use and you’re more than 100km from where the watercraft is usually kept, we’ll pay up to $1,000 for your emergency accommodation, transport or repairs.
We’ve got you covered to the tune of $10 million if your watercraft causes damage to someone else’s property.
After an insured event we’ll pay the reasonable cost of salvaging the watercraft wreck as well as towing to a suitable place. We’ll also pay the reasonable costs to prevent further loss or damage.
If the keys to your watercraft are stolen, we’ll cover the cost of replacing the keys and recoding the locks.
It’s not just your watercraft we’ve got covered in the event of an insured event; we’ll look after your contents inside it too. Comprehensive policies include up to $750 of cover, up to $150 per item and you also have the option to upgrade this cover to up to $1,000 per item.
If your watercraft’s signwriting is damaged due to an insured event we’ll pay up to $500 to replace it.
Set a new NZSFC (New Zealand Sportfishing Council) fishing record and we’ll pay you $200.
If your watercraft suffers loss or damage due to an insured event we’ll cover up to $1,000 for any mooring cancellation or re-booking fees you incur.
We’ll pay $500 to the helicopter or coast guard rescue service that rescued you from your stranded watercraft if we also accept and pay a claim for the same event
Up to $1,500 per household member to cover the cost of counselling sessions after a claim.
To add a little more protection and make sure your cover works for you.