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Boat not used for watersports.

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Less time worrying. More time at sea.

Our third party fire & theft insurance covers you for fire, theft, earthquakes and damage to someone else’s property - so you can spend less time worrying and more time at sea.

Smooth sailing.

You know better than to set sail without the right cover - whether it's sunscreen or your watercraft insurance.

Our third party fire & theft cover is a must-have if you're looking to protect yourself from fire, theft, earthquakes and damage your watercraft causes to someone else's property. It also comes with a few extra features - like cover for the cost of your lock and keys if they're stolen, and up to $500 in sign writing costs if its damaged in an insured event.

 Policy Wording 

What’s included?

You’re covered against a range of insured events, plus a little more - like up to $500 cover for replacing your watercraft signwriting if your claim is accepted.

Your watercraft is automatically covered for damage caused by fire.

We cover your watercraft for damage caused by theft or attempted theft.

Cover includes cover for damage to the watercraft caused by earthquake.

If you’re involved in an insured event as a result of which your watercraft isn’t safe to use and you’re more than 100km from where the watercraft is usually kept, we’ll pay up to $1,000 for your emergency accommodation, transport or repairs.

We’ve got you covered to the tune of $10 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

After an insured event we’ll pay the reasonable cost of salvaging the watercraft wreck as well as towing to a suitable place. We’ll also pay the reasonable costs to prevent further loss or damage.

If the keys to your watercraft are stolen, we’ll cover the cost of replacing the keys and recoding the locks.

It’s not just your watercraft we’ve got covered in the event of an insured event; we’ll look after your contents inside it too. Comprehensive policies include up to $750 of cover, up to $150 per item and you also have the option to upgrade this cover to up to $1,000 per item.

If your watercraft’s signwriting is damaged due to an insured event we’ll pay up to $500 to replace it.

Set a new NZSFC (New Zealand Sportfishing Council) fishing record and we’ll pay you $200.

If your watercraft suffers loss or damage due to an insured event we’ll cover up to $1,000 for any mooring cancellation or re-booking fees you incur.

We’ll pay $500 to the helicopter or coast guard rescue service that rescued you from your stranded watercraft if we also accept and pay a claim for the same event

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

What’s optional?

We don’t expect our standard policy to suit everyone, which is why we offer optional extras so you can choose just the right amount of cover for your watercraft, and not an ounce less.

Upgrade your level of contents cover up to $1,000 per item. 


Stuff happens. We've got a dedicated claims team to take care of you if it does

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