Watercraft Third Party Property Only

Cover for when your watercraft causes damage.


Basic cover, exceptional service

We know you try your best to stay safe whether at sea or on the ground, but sometimes things happen. Our third party property only insurance covers you for damage your watercraft causes to someone else’s property. While this cover may sound basic, you’ll receive exceptional service should you ever need to make a claim.

Policy Wording 

What’s included?

You’re covered up to the tune of up to $10 million if your watercraft causes damages to someone else’s property, and there are a few more features, too.

We’ve got you covered to the tune of $10 million for your legal liability, be it civil or reparation, to pay damages due to a claim for an accident that results in damage to someone else’s property.  There is also up to $1million cover for your legal liability to pay damages arising from accidental death or bodily injury.

Set a new NZSFC (New Zealand Sportfishing Council) fishing record and we’ll pay you $200.

Up to $1,500 per household member to cover the cost of counselling sessions after a claim.

block image

We'll Take Care of You

As many good days as there are, we all have some not-so-good days, too. Our claims team is dedicated to taking care of you, every step of the way

block image

Ask Us Anything

We love questions, because if something is important to you, then it’s important to us that we get it right. Browse our FAQs or ask us anything here